Turn Your Spending Into Upside.

Cero is the card with free purchases, weekly jackpot entries and credit line you grow from zero.

Your Cero Score

Built from Card Spending, Cash Held and Connected Accounts. 0 to 1000, updated daily.

0

On-chain Wallets

Holdings & transaction history

CEX Accounts

Exchange history & realized PnL

Card Spending

Monthly swipe volume & consistency

Bank accounts

Income & spend patterns

Cash held

Average balance over 30 days

Socials

Reputation & identity signals

Score grows. Credit unlocks.

You start with your Cero card. As your Cero Score climbs, the same card opens a credit line.

Credit Available

$5,000/ $5,000 left

Spending that gives back.

Some purchases are on us.

Some purchases are on us. You never pay for them. Coming soon

Reward Packs

Open weekly packs for bonuses, perks and more. Coming soon

Weekly Jackpot

Weekly jackpot, powered by Megapot. From $1K up to $1M. Coming soon

Terms apply

Turn Your Spending Into Upside.

Cero is the card with free purchases, weekly jackpot entries and credit line you grow from zero.

Cero card

Spending that gives back.

Some purchases are on us.

Some purchases are on us. You never pay for them. Coming soon

Spending that gives back.

Reward Packs

Open weekly packs for bonuses, perks and more. Coming soon

Spending that gives back.

Weekly Jackpot

Weekly jackpot, powered by Megapot. From $1K up to $1M. Coming soon

Terms apply

Your Cero Score

Built from Card Spending, Cash Held and Connected Accounts. 0 to 1000, updated daily.

300

Wallets

On-chain activity & holdings

CEX statements

Exchange history & PnL

Card Spending

How much you swipe each month

Bank accounts

Income & spend patterns

Cash held

Average balance over 30 days

Socials

Reputation & identity signals

Score grows. Credit unlocks.

You start with your Cero card. As your Cero Score climbs, the same card opens a credit line.

Credit Available

$5,000/ $5,000 left

Your Account

Add money with crypto, Apple Pay, or your bank account, then spend it anywhere.

Your Account

Add money with crypto, Apple Pay, or your bank account, then spend it anywhere.

Your Card

Cero card, virtual and ready in seconds. It works everywhere cards are accepted.

Your money stays yours.

Cero never takes custody of your funds. They stay in your control the whole time.

Cero card
Shield representing protection and control of your funds

Megapot, a licensed operator, runs the weekly jackpot. You can earn entries through Cero, and there's always a free way to enter. Megapot draws the winner and pays the prize. Cero does not.

Spend. Earn. Borrow.

Claim your Cero handle and get in early

Cero™ is a financial technology company, not a bank. Virtual accounts, payment cards, custody, and on/off ramp services are provided by licensed partners. Availability of services may vary by jurisdiction and is subject to regulatory approval. We provide banking-like services through stablecoins.

cero.

Your Card

Cero card, virtual and ready in seconds. It works everywhere cards are accepted.

Cero card

Your money stays yours.

Cero never takes custody of your funds. They stay in your control the whole time.

Shield representing protection and control of your funds

Megapot, a licensed operator, runs the weekly jackpot. You can earn entries through Cero, and there's always a free way to enter. Megapot draws the winner and pays the prize. Cero does not.

Spend. Earn. Borrow.

Claim your Cero handle and get in early